Per Merito is a loan designed to help students finance their university and post-graduate education expenses. It involves opening a line of credit, with no need for a financial guarantee or a personal guarantee, such as a parent’s signature. Students can activate a grace period when the line of credit is paid off before starting to repay the debt, and they can also activate a dedicated loan with favorable repayment terms.
To secure the financing, the student must open a “per Merito” checking account, which serves as the designated account for the credit line.
Per Merito helps you cover university tuition, purchase course materials, pay for housing, and handle everything you need to focus on your studies with peace of mind.
Students enrolled in Bachelor’s degree programs, PhD programs, Master’s programs, postgraduate programs, and other educational programs established by the University, and who are in good standing with their studies, are eligible for the loan.
The University sets the merit requirements that students must meet to access the loan.

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“per Merito”

This communication was prepared by Intesa Sanpaolo and is solely attributable to it.
Advertising message for promotional purposes. For the contractual terms of “per Merito,” please refer to the Information Sheet available in branches and on the website www.intesasanpaolo.com.
The sale of products/services and the granting of loans are subject to Intesa Sanpaolo's assessment.